Text " 2163" to (309) 322-9911 to apply.

Wage Range: Min: $67,289, Mid: $86,425, Max: $145,029

A Brief Overview

Responsible for managing, evaluating, and monitoring Commercial Real Estate (CRE) and Commerce and Industry (C&I) loan portfolios in a banking environment. Assists lending officers in researching, analyzing preparing internal opportunity memos for Senior Management review. Participates in determining the best loan structures to meet customer credit and Bank needs. Familiar with a variety of credit and lending concepts, practices, and procedures. Relies on experience and judgment to plan and accomplish goals. Performs a variety of tasks. May lead and direct the work of others. A certain degree of creativity and latitude is expected. Typically reports to top management. Portfolio Manager I generally work with 3+ commercial lenders with $100 million or more in average outstanding balances. One or more years' experience as a credit analyst.

What you will do

• Gather and analyze financial statements; complete financial statement spreads.
• Request credit information directly from businesses, real estate entities and sponsors; assist in incorporating findings into opportunity memos and credit write-ups on larger, complex requests, in collaboration with loan officers and the Credit Department.
• Complete financial analysis on credits up to $500,000 with minimal direction.
• Assist loan officers with ongoing portfolio management, including maturing loans, annual reviews, pending work items, calculating/tracking lending covenants, and receipt of borrowing base certificates.
• Attend weekly sales meetings and participate in calling efforts with lending officers.
• Assist lenders in identifying areas of concern in credit opportunities under review.
• Assist with other related projects upon request.

Other Qualifications/Requirements

• Bachelor’s Degree Accounting or Finance and Minimum 1 year Credit/Portfolio Management preferred or equivalent combination of education and experience.

Who We Are

Heartland Bank and Trust Company is headquartered in Bloomington, Illinois. With 70+ locations throughout Illinois and Eastern Iowa, Heartland continues to grow and is committed to preserving strong ties to our communities, customers, employees, and shareholders.

Heartland Bank’s mission is to “create value for the customer, earn a profit for the Bank, and have fun doing it!” At Heartland, employees have the opportunity to make a difference every day.

What We Offer

At Heartland Bank, we offer a competitive benefits package to provide you with peace of mind. Click here to learn more about what benefits we have to offer.

Physical Demands

• Regularly: Sitting, Feeling/Touching, Talking, Hearing, Vision - close peripheral, depth
• Frequently: Standing, Walking, Grasping/Reaching - with arms and hands, Repetitive Motions
• Occasionally: Climbing and/or Balancing, Stooping, Kneeling, Crouching, and/or Crawling, Lifting (30 lbs.)

Equal Opportunities and Accommodations Statement

Heartland Bank is deeply committed to creating a workplace where inclusion is not only valued but prioritized. We’re proud to be an equal opportunity employer, seeking to create a welcoming and diverse environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity or expression, family status, marital status, sexual orientation, national origin, genetics, disability, age, or any other non-merit based or legally protected grounds.

Salary Disclaimer

The salary range represents the range of possible compensation at the time of posting. Heartland Bank considers several factors when extending an offer, including but not limited to, the role and associated responsibilities, a candidate’s work experience, education/training, key skills, and internal equity.

The salary range minimum, midpoint, and maximum listed above represent a full range of career compensation growth over time in this position and pay grade. Starting pay typically starts between minimum and midpoint upon hire. The Bank offers compensation growth opportunities within its career architecture.

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